1. Introduction Welcome to AssetClub. By accessing or using our website located at https://assetclub.co (the "Site") and our services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our services. 2. Use of Services You agree to use our services only for lawful purposes and in accordance with these Terms. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. 3. Digital Rights All content provided on AssetClub, including digital products, resources, and materials, are the intellectual property of AssetClub unless otherwise stated. Unauthorized distribution, reproduction, or resale of our digital products is strictly prohibited. 4. Refund Policy We offer a 7-day refund policy for our digital products. If you are not satisfied with your purchase, you may request a refund within 7 days of the purchase date. Please refer to our Refund Policy for detailed information. 5. Limitation of Liability AssetClub shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with the use of our services. 6. Changes to Terms We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on the Site. Your continued use of the services constitutes your acceptance of the revised Terms.